The VA funding fee is a one-time cost that helps fund the VA loan program. Here’s how much it is, who pays it, and when you’re exempt.
Helping Military Families Build Wealth Through Homeownership
Meet Rickelle Stockton: The VA Loan Chick
Growing up in Hanford, California, I've got a strong bond with this community and know it's real estate market inside and out. I've always had a passion for numbers and helping people, which naturally led me to a career in the mortgage industry. Early on, I found my calling as a VA loan expert, assisting veterans and active-duty service members with the VA loan program.
Navigating military homebuying can be tricky, with deployments and PCS moves making it tough to know where to start. That is why you need someone with deep local knowledge and vast experience helping military families. I've helped families stationed here on base and as far away as Japan, ensuring a smooth, stress-free, and enjoyable process. It is my honor to serve those who serve.
My promise to you: I commit to clear communication at every step, so you're always in the know. I will help you make sound financial decisions and continue to be a resource to you even after you've settled into your new home.
Navigating military homebuying can be tricky, with deployments and PCS moves making it tough to know where to start. That is why you need someone with deep local knowledge and vast experience helping military families. I've helped families stationed here on base and as far away as Japan, ensuring a smooth, stress-free, and enjoyable process. It is my honor to serve those who serve.
My promise to you: I commit to clear communication at every step, so you're always in the know. I will help you make sound financial decisions and continue to be a resource to you even after you've settled into your new home.
PCS Resources
Lemoore- 2026 BAH Rates
Blog
Yes, the VA loan can be used for new construction but only if it’s structured correctly. Here’s what works and what doesn’t.
VA loan limits were removed in 2020 but only for buyers with full entitlement. Here’s what’s changed for 2026 in California and what still applies.
ABOUT
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Licensed by the Dept. of Financial Protection and Innovation under the CRMLA. Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
For licensing information, go to NMLS Consumer Access, NMLS #1850. Equal Housing Opportunity
Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency..
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
For licensing information, go to NMLS Consumer Access, NMLS #1850. Equal Housing Opportunity
Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency..
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
