Helping Military Families Build Wealth Through Homeownership

Meet Rickelle Stockton: The VA Loan Chick
Growing up in Hanford, California, I've got a strong bond with this community and know it's real estate market inside and out. I've always had a passion for numbers and helping people, which naturally led me to a career in the mortgage industry. Early on, I found my calling as a VA loan expert, assisting veterans and active-duty service members with the VA loan program. 

Navigating military homebuying can be tricky, with deployments and PCS moves making it tough to know where to start. That is why you need someone with deep local knowledge and vast experience helping military families. I've helped families stationed here on base and as far away as Japan, ensuring a smooth, stress-free, and enjoyable process. It is my honor to serve those who serve. 

My promise to you: I commit to clear communication at every step, so you're always in the know. I will help you make sound financial decisions and continue to be a resource to you even after you've settled into your new home.
  • Feb 12, 2026

VA loans can’t be used for land alone, but they can be used to buy land if you’re building a primary home right away. Here’s how.

  • Feb 5, 2026

The VA funding fee is a one-time cost that helps fund the VA loan program. Here’s how much it is, who pays it, and when you’re exempt.

  • Jan 29, 2026

Yes, the VA loan can be used for new construction but only if it’s structured correctly. Here’s what works and what doesn’t.

  • Jan 22, 2026

VA loan limits were removed in 2020 but only for buyers with full entitlement. Here’s what’s changed for 2026 in California and what still applies.

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
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