The #1 Mistake Veterans Make When Using Their VA Loan (And How to Avoid It)

If you’re a veteran or active duty and thinking about buying a home, here’s the biggest mistake I see:

Taking advice from people who don’t actually understand VA loans.

That includes:

• Lenders who only do a couple VA loans a year
• Realtors who steer you toward “easier” options
• Your friend’s cousin who bought a house in 2006 and now gives mortgage advice on Facebook

Here’s Why It Matters

VA loans are one of the most powerful tools available to military buyers, but only if you use them right. The second you work with someone who’s unfamiliar with the process, you risk:

• Overpaying out of pocket
• Getting stuck in a more expensive conventional loan
• Losing out on a deal because your team can’t close it properly

What Makes VA Loans Different

• No down payment
• No monthly mortgage insurance
• Competitive rates
• Flexible guidelines around credit and debt

But none of that matters if your lender doesn’t know what they’re doing or worse, gives up when something needs problem-solving.

What to Do Instead

Work with someone who specializes in VA loans. Someone who knows the guidelines, closes them regularly, and can actually walk you through the process without talking in circles.

Because using your VA benefit should be easy. It’s earned. It’s powerful. And it should be done right. If you want a clean, direct path to homeownership using your VA loan, and a lender who knows how to get you there, I’m ready when you are.