Fine... I will say it.
Some realtors still steer their buyers away from VA loans and 9 times out of 10, it's based on bad info and a lack of knowledge and experience working with VA buyers. Here is what they won't tell you (but should):
Truth: They’re not.
If your lender knows what they’re doing (hi, that's me), VA loans can close just as fast as any other loan. Most delays happen because the lender isn’t experienced with the program.
Truth: VA appraisers follow the same general guidelines as conventional. The only real difference? They want the home to be safe, sound, and sanitary. You know, basic human standards.
Truth: That hasn’t been true for years. The VA doesn’t require the seller to cover closing costs. You can structure it just like a conventional deal.
Because many agents don't work with enough military buyers to know the facts or they work with lenders who also don't have much experience with VA loans and are misinformed. And if the lender doesn't jump in with real guidance, the client ends up in a loan that doesn't give them all of the benefits a VA loan has to offer. Who want's to pay more money out of pocket and a higher monthly payment?
*Realtors: If your lender doesn’t know VA like the back of their hand, get a new lender.
I specialize in VA loans for California buyers—including active duty, veterans, and military families near NAS Lemoore, Hanford, and beyond.
Let's stop leaving VA benefits on the table. You have earned your benefit, let me help you use it!
