PCS Orders? Here's What You Need to Know About Buying with a VA Loan

If you just got PCS orders and you're scrambling to figure out where to live—let’s make this part easy. 

Yes, you can buy a home with your VA loan before you even move.

Yes, it’s possible to close from a distance.

And no, you don’t have to live in temporary housing if you don’t want to.

Here’s How It Works

When you have PCS orders, you can use your VA loan to purchase a primary residence in your new duty location, even before your report date.

Most lenders don’t explain this clearly—and some flat-out tell you it’s not allowed. (It is.)

What matters is:

• You’ll be living there as your primary residence
• You’re moving due to military orders
• You can document your PCS timeline

What About Closing Before You Arrive?

You don’t have to be standing at the front door to buy the house.

Most of my military clients close remotely without problem or even during deployment using a Power of Attorney (POA) and solid planning. I work closely with the title and escrow teams to make sure nothing gets lost in the chaos of the move.

Why Buying Makes Sense with PCS Orders

• You’re building equity instead of wasting BAH on rent
• You get to lock in your rate and payment now
• VA allows $0 down—so you keep your cash for the move
• You have control over where your family lands, not just what’s available last-minute

Whether you’re headed to NAS Lemoore or anywhere in California, I help military families navigate the VA loan process on a tight PCS timeline—without the stress, the fluff, or the guesswork.

If you're PCSing, let’s make this move work for you—not the other way around.

Click here to get pre-approved or book a quick call.